Car theft in America is down—way down! Like nearly 50 percent down in the past decade alone. However, if you’re the victim of a car theft, the only statistic that matters is that 100% of your car has been stolen.
The good news is that you can get insurance against losses due to theft—you’ll just need to opt for comprehensive coverage on your policy. And the better news? There are lots of simple, low- or no-cost ways to stop car thieves in their tracks:
* Garage it: If you have access to a garage, take the extra step to park your car there. If your car isn’t on the street, it’s way less likely to be stolen.
* Don’t leave valuables in sight: Because a vehicle full of fast-food wrappers is a MUCH less tempting target for break-in artists than one with a purse, electronic devices, or other valuables stored in plain sight.
* Drive stick: Because crooks can’t steal what they can’t drive.
* Use a supplemental security device: A kill switch, The Club, a steering wheel quick-release—none of these offers complete security, but thieves tend to steer clear if it looks like it will take longer to drive off in your ride.
* Lock the doors: Do we really need to explain this one?