Do You Need Extra Coverage
Yet, these types of jobs may require the use of your vehicle. And, if they do, you may need to determine if auto insurance beyond your basic policy is enough. When you begin to use your vehicle for business needs, a standard passenger policy may not be enough. You may need to upgrade to a commercial auto insurance policy. If you need to file a claim and you do not have the right form of insurance, your insurance company can deny it.
What Does an Upgraded Policy Do
Someone could receive an injury while you are driving your car. They could sue you for this. In other cases, you may be in an accident. Your vehicle suffers damage. If you were driving while operating your business, it could mean you lose the ability to drive until repairs occur. And, that means income loss.
When you upgrade your policy to commercial auto insurance your auto insurance can cover more of your risks like these. It may cost a bit more. But, it enhances your liability coverage and other protection. Discuss the options for doing this with your insurer. You may find it is one of the best opportunities for you to improve your financial protections.