Eighteen coastal states permit insurers to use hurricane deductibles in their homeowners’ policies. The coastal states are Alabama, Connecticut, Delaware, Florida, Georgia, Hawaii, Louisiana, Maine, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, Texas and Virginia.

Hurricane season began on June 1st. Now is a good time to read and understand your policy.

Good home upkeep can help save bunches of money on insurance (& make home ownership a little less stressful)
Check out BrightNest.
What is BrightNest?
BrightNest is a free service that helps homeowners by providing customized tips, weekly reminders and step-by-step instructions on how to care for their home. When you sign up, it only takes us one minute to create a custom "owner’s manual" for your house. Then, we deliver weekly "to-do’s" to your dashboard and Inbox. These short, proactive tasks are designed to be easy to understand and complete, so you can save money and prevent expensive issues.

Do you want to experience the brighter side of home maintenance? Click here to get a free account!

Based on recent research, 51% of households in the United States do not own any life insurance. Among those that have coverage, 40% are concerned that the amount of protection they have is not adequate to meet their financial needs.*

Your loved ones count on you to make sound financial decisions to protect them and your legacy. A properly structured life insurance program will help ensure their financial security and protect what you value the most.

Whether you goal is to replace income, pay off a mortgage; maintain your family’s lifestyle, provide funding for education; or plan for your estate, business or legacy, we can explore life insurance solutions that meet your needs and cash flow.

As your insurance agent I want to help ensure that:

            1. You have adequate coverage to meet your financial objectives
            2. You have the right type of coverage
            3. You are receiving excellent value for your insurance premiums
            4. You get the proper financial advice to make well‐informed decisions

 Please feel free to contact our office with any questions or to learn more about a plan for you.