Whether your company owns and operates a fleet of pickup trucks for plowing snow or a single car to make business trips, the reality is many businesses use the same vehicle for business and personal reasons. But not all business use requires a commercial auto insurance policy. So how do you know which you need?

Factors to Consider

Since every business is unique and each insurance company uses different standards, it’s a good idea to consult a professional business insurance agent. Some of the variables that can help you determine if your business requires a commercial auto insurance policy include:

It's that time of year when you start comparing the health plans available to you - and pick the best one for your needs in 2013.

Do you know what those plan names really mean? Let's take a look at the highlights, so you can get the most out of the health plan you choose.

Mobile devices are becoming essential in business and personal activities.

What would you do if your laptop, phone or tablet was stolen or misplaced?

What about all of your personal information, sensitive data from your job or business, and every bit of software and music you've ever downloaded?

Your mobile device could have hundreds of thousands of dollars’ worth of data saved in it. It's convenient for you to carry around, but that means it's also convenient for thieves and muggers to steal.

How would you like free software that lives in your mobile device and, in case of theft; you can send it a signal using the Web or even a text message?
This free software does some amazing stuff!

100% geolocation aware: Prey uses either the device's GPS or the nearest WiFi hotspots to triangulate and grab a fix on its location. It's shockingly accurate.

Wifi autoconnect: If enabled, Prey will attempt to hook onto to the nearest open WiFi hotspot when no Internet connection is found.

Light as a feather: Prey has very few dependencies and doesn't even leave a memory footprint until activated. We care as much as you do.

Know your thief: Take a picture of the thief with your laptop's webcam so you know what he looks like and where he's hiding. This is powerful evidence.

Watch their movements: Grab a screenshot of the active session -- if you're lucky you may catch the guy logged into his email or Facebook account!

Keep your data safe: Hide your Outlook or Thunderbird data and optionally remove your stored passwords, so no one will be able to look into your stuff.

No unauthorized access: Fully lock down your PC, making it unusable unless a specific password is entered. The guy won't be able to do a thing!

Check it out at www.preyproject.com