Immaturity and lack of driving experience are the two main factors leading to the high crash rates among teens. Even the best teenage drivers do not have the judgment that comes from experience. It affects their recognition of, and response to, hazardous situations and results in dangerous practices such as speeding and tailgating. Teens also tend to engage in risky behavior—eating, talking on their cellphones, text messaging, talking to friends in the car—and they often do not wear their seatbelts.
While getting a driver’s license is an exciting rite-of-passage for teens, it can make a parent frantic. The Insurance Information Institute recommends parents take the following steps to ensure the safety of their teen.
Understand the Dangers of Distracted and Impaired Driving
Talk to your teen about the importance of never phoning or texting while driving, and keeping distractions, such as the radio and chatting with friends to a minimum. Teens should also be responsible passengers when in their friends’ cars. New drivers should wait 1,000 miles or six months before picking up their first teen passenger.
Auto Insurance is also going to be a major factor. Please contact our insurance agency for a no-obligation review of all your insurance needs.