The period after a serious loss is hectic, emotional and disorienting. Your major concern is to get your home repaired or rebuilt. These elements make you very vulnerable to "CONtractors" - people who specialize in victimization instead of construction and in rip-offs rather than repairs.
Slow Down And Make Good Decisions
While you may be in a hurry to restore your loss, it is critically important to avoid persons who appear on your damaged doorstep offering to start construction. While handling a serious loss, think of taking precautions such as the following in order to avoid compounding your problems:
- Pay attention to any "feelings" you get about any contractor, particularly when they initiate contact
- Refuse to pay any money "up front"; a reputable contractor always works according to a written agreement, spelling out cost of materials, labor and other important work details
- Contact more than one contractor to get competitive estimates
- Make sure that any contractor you talk to provides references and proof that they are insured
- Check references and ask for evidence of how long the contractor has been in business
- If a local chapter is available, call the Better Business Bureau and check for complaints
- Ignore any tactics intended to pressure you into making an immediate financial commitment.