The time to review your home or renters policy is before you have a loss. You don’t want to find out after you file a claim that you could have purchased more insurance.
Know the difference between replacement cost and actual cash value coverage; understand your additional living expense coverage; and consider getting law and ordinance insurance so you can rebuild to current building codes
Have an up-to-date home inventory to ensure your personal belongings are properly covered and to help file a claim.
If you are a renter and don’t have a renter’s insurance policy, now is the time to get one.
Feel free to contact our office for a no-obligation review of all your insurance needs.