Decorations and cooking are the two leading causes of home fires, according to the National Fire Protection Association (NFPA). Take care when decorating for the holidays not to put decorations too close to a heat source, and never leave the stove unattended while cooking. Always be sure to have smoke alarms in working condition.
In the event of a fire, evacuate immediately. And prepare by developing and practicing a home fire escape plan with the whole family.
Fire, smoke and water damage are covered under homeowners and renters insurance policies.