Did You Know? Insurance Answers for Everyone

​Home Insurance: What you need to know

8/30/2018

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Whether it's your first home or tenth, updating your homeowners insurance is vital to protecting your property and possessions. Yet according to a 2017 NAIC survey, 56 percent of homeowners haven't reviewed their insurance policies in more than a year; and 14 percent are unsure when they last reviewed their policies.

Your independent insurance agent can shop around and compare the costs of coverage from different insurers to get the best value for you.

For homeowners, insurance protects your home's physical structure, as well as your personal property.

In contrast, renter's insurance only protects your personal property. Your landlord's insurance only protects the building, not your personal belongings.
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It's important to read the fine print to really understand what coverage you are getting. Find out more about the types of coverage usually listed in your insurance policy by discussing it with one of our insurance agents.

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