Why Your Home Insurance Cares
Home insurance companies pay for damage to your home caused by storms. If a tree branch falls and hits the siding, it can cause significant damage. This can lead to leaks and damage to the integrity of the structure. Your home insurance company can often pay for the repairs as necessary.
However, if you invest in wind-resistant siding, that means it can better withstand the impact of severe weather. Because of this enhanced protection, it may minimize the risk of damage to your home. Therefore, you might be able to save money on your homeowners insurance.
Tips for Buying Wind-Resistant Siding
There are many products available on the market today that promise to offer benefits to you. It can be hard to navigate all of these options. To help you, consider these tips.
- Learn about the actual brand of siding the company plans to install. Then, research it. Ensure it has a high rating for its wind-resistant qualities. You can use a simple online review process to learn this.
- Most products will have a rating associated with them. Learn about how the company tests its products and rates them. You want to be sure they are able to handle a high enough level of damage. This might be up to 150 miles-per-hour.
- Look at the product’s warranty, too. Does it offer a long-term warranty and cover damage related to hail? This can give you some indication of how durable the product actually is.
Buying the right type of siding is important, but so is hiring the right team to install it. Take the time to look for a licensed and insured company to handle the work for you. You also want to know they have a warranty for the labor and workmanship they provide.
Your home insurance costs may not fall much with the addition of new siding. However, they can remain competitive if there is no need to file a claim for damage after a storm.