You can usually get discounts of at least 5 percent for a smoke detector, burglar alarm or dead-bolt locks.
Some companies offer to cut your premium by as much as 15 or 20 percent if you install a sophisticated sprinkler system and a fire and burglar alarm that rings at the police, fire or other monitoring stations.
These systems aren't cheap and not every system qualifies for a discount. Before you buy such a system, find out what kind your insurer recommends, how much the device would cost and how much you'd save on premiums.
We invite you to let our agency give a no-obligation review your current policy.