It is a misconception that all auto insurance policies are the same. For some people, the least expensive policy is good enough. However, it is best to customize the policy to meet the specific needs of your vehicle and your lifestyle. How do you know what is too cheap and what is just right for you then?
What Your Policy Needs to Do for You
Do You Have a Loan or Are You Leasing the Car?
- Comprehensive coverage
- Collision insurance
- Liability insurance
- Underinsured and uninsured coverage
Does the Vehicle Have Value?
How Much Liability Insurance Do You Need?
Is cheap car insurance a good thing? It can be if you do not have a lot of value in the vehicle. However, a customized auto insurance policy is best. Work with your agent to obtain one.