- New home or fixer-upper: A renovation investment of $5,000 or more can change a home's replacement value and your insurance needs. As you research coverage for your first home together, think about what the structure offers today... and tomorrow.
- Where to live: Location, location, location doesn't only affect a home's resale value. Your address also impacts insurance rates, as does your home's construction type and square footage. Do your homework before crossing the threshold.