Even the most careful drivers occasionally get into accidents—that’s why auto insurance was created. But, your car can be damaged even if you’re not in a crash—which is why there’s comprehensive auto insurance. Comprehensive is an optional coverage, and without it, you might just be left holding the bag financially, according to the Insurance Information Institute (I.I.I.).
Simply put, comprehensive is coverage for events “other than collisions.” And here is one of eight things that you might not realize are covered by your comprehensive auto insurance policy.
Unfortunately, every now and then a victory celebration or peaceful protest can get out of hand and morph into a full blown riot. If your car were to get caught in the middle, any damage resulting from the incident—from being flipped, or from such things as explosions, fire and smoke—would be covered. The same goes for acts of vandalism.