Even the most careful drivers occasionally get into accidents—that’s why auto insurance was created. But, your car can be damaged even if you’re not in a crash—which is why there’s comprehensive auto insurance. Comprehensive is an optional coverage, and without it, you might just be left holding the bag financially, according to the Insurance Information Institute (I.I.I.).
Simply put, comprehensive is coverage for events “other than collisions.” And here is one of eight things that you might not realize are covered by your comprehensive auto insurance policy.
A squirrel snuck into your garage and gnawed through your car’s wiring system? Unlike homeowners insurance, which excludes damage caused by pests, your comprehensive auto policy may provide coverage—check your policy carefully to be sure.