Even the most careful drivers occasionally get into accidents—that’s why auto insurance was created. But, your car can be damaged even if you’re not in a crash—which is why there’s comprehensive auto insurance. Comprehensive is an optional coverage, and without it, you might just be left holding the bag financially, according to the Insurance Information Institute (I.I.I.).
Simply put, comprehensive is coverage for events “other than collisions.” And here is one of eight things that you might not realize are covered by your comprehensive auto insurance policy.
According to the FBI, more than $4.3 billion was lost to motor vehicle theft in 2012 and the average dollar loss per theft was $6,019. Nobody wants their car to be a crime statistic, but at least you would be covered if your car disappears in the night.