Floods and earthquakes are not covered—you must buy separate policies for these disasters. Coverage for flooding and storm surge is available from the National Flood Insurance Program and from a few private insurance companies. There is a 30-day waiting period for flood insurance to go into effect, so buy it now if you need it.
Before peak hurricane season take the time to review your homeowners or renters insurance policy and make sure you have the right amount and type of coverage.
The time to review your home or renters policy is before you have a loss. You don’t want to find out after you file a claim that you could have purchased more insurance.
Feel free to contact our office for a no-obligation review of all your insurance needs.