When the claim is against the other driver's company, the other driver’s company should pay your rental car cost for a reasonable length of repair time.
If the car is totaled, many companies pay for your rental as a courtesy, but they are not required to do so — your right to a rental ends once a settlement has been offered.
When it's a claim against your own policy, your company will pay if you paid a premium to include rental reimbursement coverage in your policy. Most policies have a dollar limit for rental payments; your rental car rights are spelled out in your policy.
Auto insurance can be confusing. That’s why our office stands ready to help you have a better understanding of your coverages.
We invite you to contact our office for a no-obligation review of all your insurance needs.