What Does a Smart Thermostat Do?
What To Look for in Them
However, some systems link to your home’s security. They may be able to monitor your home’s air quality, too. If dangerous levels of carbon monoxide occur, the system can alert you to leave. Some work with your smart fire alarms as well. They alert you to the dangers present. Some can link directly to the police to call for help. In some cases, insurers might reduce costs because you have this extra protection.
However, the more they do this, the higher in value they are. If you invest in a system, be sure to add the system to your home insurance policy. Some policies provide single item coverage of no more than $1,000. If your system is worth more than this, be sure your insurance agent specifically lists it on your policy. A rider can offer more protection for you.
Work with your local home insurance agent here. Find out what type of discount they give for smart technology in the home. Not all insurers are offering this right now. The technology is still very new. However, you may be able to obtain some discount for it. Ask about other smart systems as well for savings opportunities.