What Caused the Fire?
Your insurer will determine the underlying cause of the fire. They work with the fire marshal to do so. Once this happens, they can then make decisions about coverage.
When Coverage Is Available
- They will get an estimate from a local contractor to make repairs.
- They will get estimates for the cleanup work, too. This includes hauling away materials.
- They will work to provide funds to replace items lost due to the fire.
- In extensive events, they may cover your costs to live outside the home.
As the team comes in to put out a fire, do not worry. Your home insurance company is there to help you. They work hand-in-hand with you throughout this recovery process. And, their job is to ensure your home is in good, safe condition again. They want you to have the home you had before the incident occurred.